Rental calculator

Explore an indicative rental scenario before choosing a product. Adjust your values, compare estimates and plan your next step.

Your inputs

Use the sliders or type your preferred amounts.

Annual rental rate

Unavailable

Fixed by the product. Rental is charged on the property price.

Loading the rental rate…

Estimated purchase value of the property

₦1,000,000₦10,000,000

Select your preferred rental period

1 year30 years

Your initial contribution towards the property

0%50%

A higher contribution reduces your financed amount and capital instalment. Rental remains based on property price.

Indicative results

Estimates based on your inputs.

Live estimate

Estimated monthly rental

—Waiting for the product's rental rate.
Equity contribution
₦0
0% of property value
Financed amount
₦10,000,000
100% of property value
Total rentals (over 20 years)
—
Rental payments across your tenure
Equity + total rentals
—
Not a complete ownership cost

When you move in

Your contribution is your share from the start. The home becomes fully yours after the final payment.

Before you take the next step

  • Monthly rental = property price × the product's % annual rental rate ÷ 12.
  • Tenure changes total rentals, not monthly rental in this model.
  • These figures are for planning, not an offer or approval. Actual fees and ownership-transfer terms depend on the approved agreement.
Affordability and remaining service

Your employment terms, existing debt payments and remaining service determine the available tenure. Employer evidence is checked during review.

Planning only. This includes capital repayment and rental, excludes unquoted maintenance and takaful charges, and does not replace NHF or independent underwriting checks.

Non-interest financingUnderstand your options
No personal details requiredYour calculations stay with you
Plan at your own paceAdjust, compare and save
Your next step towards homeContinue to eligibility